KPI Tree

Stripe Metric

Revenue

Payment Retry Success Rate = Failed Charges Recovered by a Later Retry / Total Failed Charges Eligible for Retry x 100

Payment Retry Success Rate measures the share of failed Stripe charges that succeed on a subsequent retry attempt within a defined window. In Stripe, this draws on the charges and invoices objects, where an initial decline (for example insufficient funds or an expired card) is followed by a Smart Retries or scheduled dunning attempt that ultimately clears. It isolates how effectively your retry logic recovers payments that would otherwise be lost.

Full guide: definition, formula, and benchmarks
StripeRevenue

Payment Retry Success Rate

Payment Retry Success Rate measures the share of failed Stripe charges that succeed on a subsequent retry attempt within a defined window. In Stripe, this draws on the charges and invoices objects, where an initial decline (for example insufficient funds or an expired card) is followed by a Smart Retries or scheduled dunning attempt that ultimately clears. It isolates how effectively your retry logic recovers payments that would otherwise be lost.

How to calculate payment retry success rate

Payment Retry Success Rate = Failed Charges Recovered by a Later Retry / Total Failed Charges Eligible for Retry x 100

Why payment retry success rate matters for Stripe users

Most failed payments are not customers choosing to leave, they are involuntary failures caused by expired cards, temporary holds, or insufficient funds. A strong retry success rate means Stripe is quietly recovering revenue that would otherwise show up as churn, so the metric is a direct line to retained recurring revenue and a healthier net revenue figure.

It also tells you whether your Smart Retries schedule and dunning emails are tuned correctly. A low rate signals that retries are firing at the wrong times or that customers are not being prompted to update payment details, both of which are fixable before the revenue is written off for good.

Understand and act on payment retry success rate with KPI Tree

Sync your Stripe charges and invoices data into your warehouse and compute the rate in KPI Tree, matching each failed charge to any later successful retry on the same invoice or subscription. Link it inside a metric tree to charge success rate and card decline rate so you can see how recovery offsets the upstream failures that feed it.

In KPI Tree, assign RACI ownership to the team that owns billing and revenue operations, with finance kept accountable for the recovered revenue figure. Set a monthly review cadence to check the rate against retry schedule changes and dunning copy updates, so the team can act before involuntary churn compounds.

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